Mortgage checker how much can i borrow

Get a quick quote. Get an idea of what mortgages we could offer you, by answering a few questions. Get started. Look for a new buy to let mortgage. Get an Agreement in Principle. Alternatively, get an idea of what mortgages we could offer you, by answering a few questions. Get an idea of what mortgages we could offer you by answering a few questions. Get in touch. You can get in touch over the phone or visit us in branch. Get a new mortgage. You are looking at getting a brand new mortgage with us for your new home.

Take your mortgage deal with you. Find out more. What next Personalised quote. Finally, what would you like to do Get a personalised quote on the options that you have selected. Find out how much you could borrow and see the monthly costs. See the mortgage rates we may be able to offer you. Change my deal. Change my deal and borrow more. Please get in touch over the phone or visit us in branch.

Call us on: Relay UK: Mortgage calculator. Find out how much you could borrow and what it could cost. What you've told us so far Property price. Value of current property This is the amount that you expect your property to be worth. Based on your last valuation. Amount you still owe You'll be able to find this out from your last mortgage statement. Repayment type There are two different ways you can repay your mortgage: capital and interest or interest only.

Please select Interest Capital and Interest. Mortgage term yy No. Mortgage term mm No. Planning to borrow more? Capital and interest. Interest only. Please tell us a bit about yourself and anyone else who is applying. How many people are applying? Your details. Your annual income If you're self employed, please enter the average of your annual gross earnings over the past two years. This is income before tax and National Insurance deductions.

Don't include overtime or any bonuses that aren't guaranteed. Do you personally have any other sources of income? Annual amount before tax. Do you have any loans? These are any unsecured loans, like a loan to buy a car or holiday. Monthly loan repayments. Do you have any credit cards? Credit card balance after your last repayment.

Do you have any other monthly committed expenditure? Don't include grocery shopping, utility bills, fuel and travel. Monthly expenditure amount. Second applicant details. Their annual income If they're self employed, please enter the average of your annual gross earnings over the past two years. Do they have any other sources of income? Do they have any loans? Do they have any credit cards? Credit card balance after their last repayment.

Do they have any other monthly committed expenditure? Do you or any additional applicant have any dependants? A dependant is someone you support financially and can be under or over Dependants under Number of dependants under Dependants over Number of dependants over Approximate price of property.

Deposit This is the amount of money you've already got towards the cost of the property. Years 35 years 34 years 33 years 32 years 31 years 30 years 29 years 28 years 27 years 26 years 25 years 24 years 23 years 22 years 21 years 20 years 19 years 18 years 17 years 16 years 15 years 14 years 13 years 12 years 11 years 10 years 9 years 8 years 7 years 6 years 5 years 4 years 3 years.

Email address If you give us your email address, you're agreeing that we can email you about your result, which may contain our mortgage rates. Marketing information We'd like to follow up with you to let you know about our mortgage offers and support you in the mortgage process.

I'm happy for you to contact me about mortgages. Feedback panel Loan to value. Based on what you told us, you need a mortgage of. Based on what you told us, we could lend you Your monthly payments could be Your home or property may be repossessed if you do not keep up repayments on your mortgage. What's next.

Show me the mortgages. Want to speak to someone? Sorry, but based on the information you have supplied us, we are unable to provide you with a borrowing quote. You could try entering different values to see how this affects the outcome. Important information. Representative example. Get a rough idea of how much you could borrow for a residential mortgage based on your personal circumstances.

Change the deposit you can provide or the amount you want to borrow to see how that affects your result. Get Defaqto 5 Star-rated buildings and contents cover by answering just a few simple questions.

You could consider taking out life, or life and critical illness insurance alongside your mortgage. These covers are designed to offer some financial protection against the unexpected. Your loved ones would receive a lump-sum payment if you died and, depending on your cover, could receive a lump sum if you were diagnosed with a critical illness, which could help repay your mortgage.

Call us 1 any time — lines may be closed at off-peak times on bank holidays and during Christmas. You can also check our full mortgage range [PDF, KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, KB] and read our legal information.

To maintain a quality service, we may monitor and record phone calls. Call charges. Use our mortgage interest rate rise calculator to see how your mortgage payments would be affected if your interest rate increased. But with a variable-rate mortgage , your interest rate could rise or fall at any point during your term. Financial Services Limited.

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